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OD/CC Limit

We are committed to delivering a service par excellence to all our clients, whether they are from the Small and Medium sector (SME), a big corporate or an individual.

We are enlisted as one of the prominent service providers in Loan Against Property (LAP), Over Draft (OD), Cash Credit Limit (CC Limit). Our professionals are trained good enough to assist our clients so that they can have extreme satisfaction by our rendered services. In LAP our client has to pledge any of his obtainable possessions and our company will provide the loan. We provide loan at the present market situation and the value of the possessions, the rate of the loan against property can be between 40 to 60 % of the property cost. Our company provides facility of Over Drafting by which our clients can overdraw his account up to an approved perimeter. Clients have to give interest only for the time he makes use of the money. Interest is charged at the last of every month at changeable outstanding balance. We also render CC Limit that is Cash Credit Limit against the security of possessions and money owing.

OD/CC Limit


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Axis Bank Limited   Bajaj Finserv
Deutsche Bank   Dewan Housing Finance Ltd.
Fullerton India   GE Money
HDFC Bank Ltd.   ICICI Bank Ltd.
Indiabulls   LIC Housing Finance Ltd.
PNB Housing Finance Ltd.   Standard Chartered
Other Nationalised Banks
     
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OD (Overdraft)
OD (overdraft) is a facility granted to you whereby you can overdraw your current account up to an agreed limit. Overdraft is an efficient form of borrowing as you pay interest only for the time you use the money. It gives you flexibility.

CC LIMIT
This is the primary method in which Banks lend money against the security of commodities and debt. It runs like a current account except that the money that can be withdrawn from this account is not restricted to the amount deposited in the account. Instead, the account holder is permitted to withdraw a certain sum called "limit" or "credit facility" in excess of the amount deposited in the account. Cash Credits are, in theory, payable on demand. These are, therefore, counter part of demand deposits of the Bank.
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